Finance
Budget app - spending tracker
A free, ad-free budget planner and expense tracker with shared ledgers, AI receipt scanning and widgets.
Get the app
Opens the official store page
- Developer
- Inner Grow Limited
- Score
- 4.7
- Downloads
- 10K+ ratings
- Age
- Rated 4+
- Version
- 1.17.2
- Price
- Free
Screenshots
About this app
Expense tracking and budget planning are the core of Budget App, from Inner Grow, and it's free with no ads. Budgets can be set per category and sub-category on a weekly, monthly or custom cycle, and a calendar view lays out spending day by day. Credit, debit, mutual fund and stock accounts can all be tracked in one place. Recurring transactions and a subscription manager handle the regular stuff. Entry is made faster by AI importing, voice input and receipt scanning, by a home screen widget that records transactions directly, and by Apple Shortcuts integration. Shared budgeting and a shared ledger let a partner or household track together. Charts break down spending patterns, data syncs across iPhones and iPads through the cloud, and everything can be exported to or imported from CSV. The developer says more features are coming, and the listing makes a point of not collecting user data.
Budget app - spending tracker: the full guide
What the app is
Free, without ads, and claiming to collect no user data: that's an unusual trio for a Finance app, and it's the first thing to say about Inner Grow's tracker. Budgets are set across weekly, monthly or custom periods, per category and sub-category, a calendar view shows spending by day, and the accounts tracked can include stocks, mutual funds, debit and credit.
Entry is where it tries hardest: receipt scanning, voice input, AI import, a widget on the home screen for logging a transaction directly, and Apple Shortcuts. A shared ledger lets a partner join in, charts break spending down, iPhone and iPad sync, and CSV goes both ways.
How it works day to day
The trick is logging the coffee before you forget it, and the widget makes that a two-second job without opening the app. Receipts from a supermarket run get scanned in the car park. Recurring bills and subscriptions post themselves, so a weekly check is mostly reviewing what the calendar shows and nudging a category that's running hot.
Couples use the shared ledger so both phones see the same month. At the end of it the charts tell the story, and a CSV export goes to a spreadsheet for anyone who wants deeper analysis.
Why people look for it
People search for a budgeting app that is free without a catch, and the no-ads, no-data-collection stance is exactly that catch removed. The shared ledger draws couples who are tired of texting each other receipts. A 4.7 rating from over ten thousand reviewers suggests the free promise is being kept so far.
Look and feel
Finance trackers live on charts, category lists and a calendar grid, and the five screenshots presumably show those plus the widget and the receipt scanner. Expect a clean, modern design with colour-coded categories rather than banking-grey, since independent budgeting apps compete on friendliness. The calendar view of daily spending is likely the distinctive screen.
